Bring your history with you.
Coming from YNAB, a spreadsheet or your bank's own app? Import what you have and start budgeting from today.
Export from YNAB or download a CSV from your bank. Zero's importer handles the rest, so you don't retype anything.
- 1Export a CSV. A YNAB register export, or any bank's transaction download.
- 2Zero detects the format. Ten are recognized automatically; anything else maps column by column with a live preview.
- 3Duplicates stay out. Rows already in Zero, or repeated in the file, are skipped before anything saves.
register-export.csvDetected format: YNAB
- Accounts
- 3 matched by name
- Transactions
- 1,248 ready
- Duplicates
- 12 skipped
YNABChaseCapital OneDiscoverBank of America
Wells FargoAmerican ExpressAllyUSAAElevations
From YNAB
Import the Register CSV from a YNAB export. Multi-account files are matched to your Zero accounts by name.
From your bank
Download a CSV from your bank or card. Ten formats are detected automatically. Anything else maps column by column with a live preview.
Starting fresh
No history to bring? A setup checklist walks you through accounts, a starter set of categories and your first assignment.
What comes over
- Every transaction, with its date, payee, amount and memo
- Categories, when the name matches one you've set up in Zero
- Accounts, matched by name on multi-account exports
What doesn't
- Assigned amounts and targets — you budget fresh from this month
- Rows whose category Zero can't match land as uncategorized, flagged for a quick pass
Start at zero.
100% free and open source. Your data stays on your machine.